Your ATV May Not Be Covered

Have you recently purchased, or considered purchasing an All Terrain Vehicle (ATV)? Americans buy more ATVs from October through December than any other part of the year, with Pennsylvania among the top five states for ATV’s sold in America.

What You Should Know About ATV’s
A homeowners policy does not cover bodily injury or property damage if you are not on your premises when you own or operate an ATV not designed for public roads. There is also no coverage for physical damage, including theft, of these vehicles while on or off your property.

If you do not have specified ATV coverage, please call our office immediately at 1-800-332-4141 or 267-384-5300. Coverage may be available under a separate policy.

FIFS Connection, Fall 2006, Vol.3, No. 4