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Maintaining a steady income is a key to enjoying your retirement years. An annuity can be a major source of that income, and at FIFS we would be glad to help you consider the opportunities that are open to you.
An annuity is simply a contract whereby you pay a premium or a series of premiums to an organization (often a life insurance company), in return for which the organization agrees to pay you a series of payments for your entire lifetime or for a specified period.
Annuities can be used for tax-deferred savings, or to generate a steady stream of income through your retirement years.
Deferred annuities are available with either a set rate of return or an adjustable rate of return. Income annuities provide you with an income you cannot outlive.
Since annuity contributions are not limited (as are contributions to employer-sponsored plans and IRAs), annuities can be a major part of investing for retirement.
For more information about how an annuity may benefit your investment portfolio, call Trish Sneddon, J.R. Hager, Sid Ruth, or Brad Shelly toll-free at 1-800-332-4141.
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